My name is Abby, and I’m a trained Ramsey Solutions Master Financial Coach.
Almost everybody struggles to save money in any income range. But the thought of something like paying off debt can be especially discouraging when we mostly just see it happening for high-income earners.
Well I can definitely help you with that at least, haha.
For the 8 years of my adult life that I was on my own, I never made more than 25K a year. I loved being a preschool teacher. I still lived on less than I made, never missed a bill, and added to my savings every month.
My husband and I have been married two years now, and we started out at ground zero having spent everything we had on the wedding. In these two years we've paid off 14K of debt on a 50K income. And we were blessed with our first baby right in the middle of it.
We're not done yet, and every story is gonna look different, but I sincerely mean this to be an encouragement to you.
Because it’s not so much about the numbers, though they certainly help.
Money issues aren’t the problem themselves, they’re symptoms of the problem.
I strongly believe money management isn't so much head knowledge and math as it is behavior.
You are your biggest obstacle, and your greatest ally.
The methods are old fashioned, simple, and wholesome. It requires a steady faithfulness to make progress. There are no get-rich-quick schemes here. But they're like a diet compared to a lifestyle adjustment anyway; they don't make a lasting difference without a more wholistic, foundational shift.
The harder the journey, the greater the climax will be. I hope you might even remember the story with pride.
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